|
| Property Value $ | |||
| Loan Amount | |||
| Repayment Period | Interest Rate | ||
Suitable for Hong Kong permanent residents purchase property and don't have any properties; Also apply to the sale and purchase or transfer of or non-residential property. | ||
Suitable for Hong Kong permanent residents purchase of another residential property at the time of purchase or non-Hong Kong permanent residents to purchase residential property | ||
All Non-Hong Kong permanent residents or purchase properties by company name | ||
If ssd was responsible by seller, no need to choose this option | ||
| Total Loan Amount | |
| Total Interest Payment | |
| Total Loan Amount: with Interest |
| Down Payment | |
| Agent commission |
| Ad Valorem Stamp Duty | |
| Buyer Stamp Duty | |
| Special Stamp Duty |
The calculation is for reference only.The default figures shown are hypothetical and may not be applicable to your individual situation.
Be sure to consult a financial professional prior to using and relying on the results. The calculated results are intended for illustrative purposes only. All informations are based on Bank approval and / or subject to the latest announcement of HKMA. Please refer to Hong Kong Monetary Authority for further.http://www.hkma.gov.hk/eng/
| Monthly Income | $ | Loan Amount | % $ |
| Other Monthly Payment | $ | Interest Rate | % or % |
| Property Value | $ | Repayment Period | year(s) |
| Total Payment | |
| Month Repayment | |
| Month Repayment (Assume interest rates increase by 3.00%) |
| Property Value | |
| Debt-to-income(DTI) Ratio | PassNot Pass |
| Stress Test (Assume interest rates increase by 3.00%) | PassNot Pass |
The calculation is for reference only.The default figures shown are hypothetical and may not be applicable to your individual situation.
Be sure to consult a financial professional prior to using and relying on the results. The calculated results are intended for illustrative purposes only. All informations are based on Bank approval and / or subject to the latest announcement of HKMA. Please refer to Hong Kong Monetary Authority for further.http://www.hkma.gov.hk/eng/
Mortgage Tips
For properties valued below HK$7 million, the maximum LTV ratio will be up to 60%.
For properties with a value at or above HK$7 million and below HK$10 million, the maximum LTV ratio will be up to 60% and the maximum loan amount capped at HK$5 million.
For properties with a value at or above HK$10 million, the maximum LTV ratio will be up to 50%.
Remark:
i) All informations are based on Bank approval and / or subject to the latest announcement of HKMA.
ii) The calculation is for residential property property owners reference only